MARIMO, M.; MALWANDLA, M. C.; BREED, D. G. A cross-sectional survival analysis regression model with applications to consumer credit risk. South African Statistical Journal, [S. l.], v. 51, n. 1, p. 217–234, 2017. DOI: 10.37920/sasj.2017.51.1.12. Disponível em: https://www.journals.ac.za/index.php/sasj/article/view/5232. Acesso em: 3 apr. 2026.